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Should a Graduate Student Save for Retirement in a Roth IRA?
For graduate students with sufficient stipends, investing during graduate school is a fantastic financial goal. Counterintuitively, the long-term goal of funding retirement should be the first or one […]
Our $100,000+ Net Worth Increase During Graduate School
I share my personal money story, which is how my husband and I increased our net worth by over $100,000 while we were in graduate school. We carefully budgeted our two PhD student stipends to […]
How to Embrace the Frugal Life
Frugality is an unavoidable companion throughout PhD training due to our limited incomes. For those of us who are not naturally frugal (I confess!), it might be quite an unpleasant companion […]
Start Investing During Graduate School
During graduate school, you’re heavily investing in yourself and your career. You’re sacrificing significant income potential to receive super-advanced training in your field. […]
A Graduate Student’s Balanced Money Formula
Grad students frequently wonder how much they should spend on various expenses or even how much they should be saving. The Balanced Money Formula (BMF) answers this question for the average American, […]

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